DSCR loans are similar to commercial mortgages, but they prioritize a property’s rental income over personal income. Lenders use the Debt-Service Coverage Ratio (DSCR) to assess your ability to repay the loan based on the property’s cash flow. A higher DSCR means you’re more likely to qualify for a loan.
Use rental income to qualify for a loan, even if your personal income is limited.
Get a lower interest rate, reduce monthly payments, or access cash equity for improvements, investments, or personal expenses.
Borrow against your property’s value to fund various needs, such as home improvements, debt reduction, or additional investments.
Protect your personal assets by borrowing through a business entity.
DSCR lenders often have more flexible underwriting criteria compared to traditional mortgages.
Typically require lower down payments, making it easier to get into a property.
Loans are underwritten based on the property’s gross rental income, not your personal income.
Buy single-family homes with up to 80% financing using a DSCR loan.
Acquire multi-unit properties with 75% financing through the DSCR program.
Explore cash-out refinancing options to access equity from your existing properties and invest in additional properties.
Obtain loans up to $3 million for purchases and cash-out refinances.
Enjoy a faster and easier qualification process compared to traditional mortgages.
Nexos Invest's DSCR Loans: Unlock Investment Opportunities
Our personalized lending solutions can help you achieve your financial goals. Contact us today to learn more. Your success is our priority.
If you’re on the hunt for private funding for your next investment property, Nexos Invest has your back!
We offer DSCR Loans to support future investors in snagging the funds needed for buying or fixing up a property. Count on our team of pros to hook you up with the perfect DSCR Loan for your investment plans.
From $125,000 to $2,500,000 (We can consider higher amounts on an individual basis).
PURCHASE: 75%
REFINANCE: 75%
CASHOUT: 70%
30 years
ACCEPTED + 0.5 to base rate
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Elevate your real estate ventures with the power of DSCR loans, your hidden arsenal for unlocking property potential, expanding your portfolio, and enhancing your investment returns. Dive into our comprehensive eBook, "Everything You Need to Know About DSCR Loans," brimming with expert insights and practical advice to guide your investment choices.
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Nexos Invest All Rights Reserved. Nexos Invest is a licensed private lender. We specialize in providing capital to real estate investors throughout the U.S and South American. Nexos Invest reserves the right to amend rates and lending guidelines. All loan programs require qualification by the borrower and the property.