Debt Service Coverage Ratio (DSCR) Loan

Ensure the security of your rental investments with customized long-term private financing designed for rental properties.

DSCR loans are similar to commercial mortgages, but they prioritize a property’s rental income over personal income. Lenders use the Debt-Service Coverage Ratio (DSCR) to assess your ability to repay the loan based on the property’s cash flow. A higher DSCR means you’re more likely to qualify for a loan.

Common Uses of DSCR Loans

Leveraging DSCR Loans to Your Advantage

Here's why DSCR loans are a smart choice:

Protect your personal assets by borrowing through a business entity.

DSCR lenders often have more flexible underwriting criteria compared to traditional mortgages.

Typically require lower down payments, making it easier to get into a property.

Loans are underwritten based on the property’s gross rental income, not your personal income.

Buy single-family homes with up to 80% financing using a DSCR loan.

Acquire multi-unit properties with 75% financing through the DSCR program.

Explore cash-out refinancing options to access equity from your existing properties and invest in additional properties.

Obtain loans up to $3 million for purchases and cash-out refinances.

Enjoy a faster and easier qualification process compared to traditional mortgages.

Unlock Your Investment Potential with DSCR Loans

Our personalized lending solutions can help you achieve your financial goals. Contact us today to learn more. Your success is our priority.

Loan Terms

If you’re on the hunt for private funding for your next investment property, Nexos Invest has your back!

We offer DSCR Loans to support future investors in snagging the funds needed for buying or fixing up a property. Count on our team of pros to hook you up with the perfect DSCR Loan for your investment plans.

LOAN AMOUNT

From $125,000 to $2,500,000 (We can consider higher amounts on an individual basis).

MAXIMUM LOAN TO VALUE

PURCHASE: 75%
REFINANCE: 75%
CASHOUT: 70%

TERM LENGTH​

30 years

FOREIGN NATIONALS​

ACCEPTED + 0.5 to base rate

Download Our Free eBook

EVERYTHING YOU NEED TO KNOW ABOUT DSCR LOANS

Elevate your real estate ventures with the power of DSCR loans, your hidden arsenal for unlocking property potential, expanding your portfolio, and enhancing your investment returns. Dive into our comprehensive eBook, "Everything You Need to Know About DSCR Loans," brimming with expert insights and practical advice to guide your investment choices.

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