DSCR loans, akin to commercial real estate mortgages, focus on property-level cash flow instead of personal income. The Debt-Service Coverage Ratio (DSCR) is crucial for lenders to evaluate a borrower’s repayment capacity based on the property’s rental income. By dividing monthly rent by expenses like principal, interest, taxes, insurance, and association dues (PITIA), this ratio offers lenders a clear view of the borrower’s ability to repay using property income.
The benefits of using a Debt-Service Coverage Ratio (DSCR) loan. Whether you’re buying property, refinancing for better rates, or tapping into cash equity, DSCR loans offer financial flexibility and strategic advantages for borrowers.
If you’re on the hunt for private funding for your next investment property, Nexos Invest has your back! We offer DSCR Loans to support future investors in snagging the funds needed for buying or fixing up a property. Count on our team of pros to hook you up with the perfect DSCR Loan for your investment plans.
From $125,000 to $2,500,000 (We can consider higher amounts on an individual basis).
PURCHASE: 75%
REFINANCE: 75%
CASHOUT: 70%
30 Year
ACCEPTED + 0.5 to base rate
Nexos Invest All Rights Reserved. Nexos Invest is a licensed private lender. We specialize in providing capital to real estate investors throughout the U.S and South American. Nexos Invest reserves the right to amend rates and lending guidelines. All loan programs require qualification by the borrower and the property.
